Terms of Use

How consumers use our services

Conditions governing the use of our website and other online services we provide.

By accessing or using our website, you agree to comply with and be bound by the following terms and conditions:

Use of the Website

You may use our website for lawful purposes only. You may not use our website for any illegal or unauthorized purpose, including but not limited to fraud, phishing, or hacking.

Intellectual Property

The content on our website, including but not limited to text, graphics, logos, images, and software, is protected by intellectual property laws and belongs to Crediterium or its licensors. You may not use, copy, or distribute any content on our website without our written permission.

Our website may contain links to third-party websites that are not owned or controlled by Crediterium. We are not responsible for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and conditions and privacy policies of any third-party websites you access.

Disclaimer of Warranties

Our website is provided on an “as is” and “as available” basis without any warranties or representations, express or implied. Crediterium disclaims all warranties and representations, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

Crediterium will not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising out of your access or use of our website, or your inability to access or use our website, even if we have been advised of the possibility of such damages.


You agree to indemnify and hold Crediterium and its affiliates, officers, directors, employees, and agents harmless from any claim, demand, or damage, including reasonable attorneys’ fees, arising out of your access or use of our website, your violation of these terms and conditions, or your violation of any rights of another.

Changes to these Terms and Conditions

We reserve the right to update these terms and conditions at any time. We will notify you of any changes by posting the updated terms and conditions on our website.

Mandatory Arbitration

Any dispute arising out of or related to these terms and conditions or your access or use of our website shall be resolved by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in the English language, and the arbitrator’s decision shall be final and binding. You waive any right to bring or participate in any class action or collective proceeding against Crediterium.

Governing Law and Jurisdiction

These terms and conditions will be governed by and construed in accordance with the laws of the state of Delaware. Any disputes arising out of or related to these terms and conditions will be resolved exclusively in the courts of that jurisdiction.

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